Life insurance is a vital part of any financial strategy. At LDN Wealth we are able to provide our clients with permanent or term life insurance to protect your family’s financial future.
Term Life Insurance
Term Life Insurance is the most straightforward form of protection. You generally pay premiums on a monthly or annual basis and your family is protected for that specific term (typically 20 years or less).
Permanent Life Insurance
Permanent Life Insurance is coverage that lasts your entire lifetime. Unlike term life insurance, which only covers you for a specific time frame, permanent insurance stays in force for life—as long as you continue to pay the premiums. Universal life, variable life, whole life are some of the insurance options that may be right for you.
One of your most valuable assets is the ability to earn an income and provide for your families future. If this ability is suddenly taken away through illness or disability it is important to be prepared for how your family will pay everyday bills, keep up your long-term savings and keep your investing strategy intact.